Have you or a loved one been in a car accident? In this challenging time, you can find the personal attention and caring counsel you deserve at Kershaw, Cook & Talley, where we will listen to you, understand your concerns, and protect your interests.
Taking on a large insurance corporation or manufacturer is no easy feat. Our car accident lawyers in Sacramento have the experience, resources, and commitment to pursue the financial compensation you deserve, no matter the odds.
- Why Hire Our Firm?
- Over $1 Billion Recovered for the Injured
- No Legal Fees Unless We Recover Compensation for You
- Personal Support Every Step of the Way
- 100+ Years of Combined Experience
- Award-Winning, Nationally Recognized Law Firm
- Free Consultation to Discuss Your Case & Options
PUT 100+ YEARS OF COMBINED EXPERIENCE ON YOUR SIDE
Our Sacramento car accident attorneys are backed by over 100 years of combined experience and are ready to fight for you! We understand how overwhelming sustaining an injury can be on you and your loved ones. That is why we give each case the personalized attention and dedication it deserves.
Through our years in practice, we have recovered hundreds of millions of dollars in verdicts and settlements for the injured. This figure represents far more than money – it represents changed lives and improved futures for those in need. When you come to our firm, you will have the backing of a team of injury lawyers with more than a century of combined legal experience to apply to your case. You will also have our heartfelt promise to deliver the best possible result in your unique case.
- In many cases, we can help our clients recover compensation for:
- Hospital, Medication & Therapy Bills
- Lost Income & Earning Capacity
- Pain and Suffering
- Punitive Damages (esp. in drunk driving cases)
What to do after a car accident
Most people are usually shaken up and unsure of their next steps after getting into an accident. Your mind is racing with thoughts like, ‘Am I hurt?’ ‘Are my children are safe?’ ‘Do we need to move off the road?’, and, ‘I really hope that other person has insurance.’ With so many thoughts, it can be difficult to know who to turn to for help. Our experienced team is ready to take your call.
HOW CAN A CAR ACCIDENT LAWYER HELP YOU?
If you call or retain a car wreck attorney in Sacramento, it does not automatically mean your case will go to trial. Attorneys can be incredibly helpful in dealing with difficult insurance adjusters and the other party to the case. In addition, an attorney coordinates any medical treatment and investigation regarding the accident.
Generally, personal injury cases settle out of court. However, if it becomes necessary for your case to go to trial, Kershaw, Cook & Talley has experienced and skilled trial attorneys to handle the case.
- Cases We Handle:
- Drunk Driving Accidents
- Uber & Lyft Accidents
- Uninsured/Underinsured Motorist Claims
- Motorcycle Accidents
- Truck Accidents
Car Accident with an Uninsured Motorist
The Insurance Research Council (IRC) estimates that 1 driver out of every 7 drivers in the United States is uninsured. If you are involved in a collision with an uninsured driver, your ability to recover your property and injury damages will largely depend on how well you have protected yourself through your own policy of insurance.
In California, the type of insurance coverage you will need to protect yourself should you become injured in a collision with an uninsured driver is known as UM/UIM coverage. That is, Uninsured Motorist/Under-Insured Motorist coverage. Your insurance company must offer you this coverage and if you choose not to buy it, you must sign a waiver. If you didn’t sign a waiver, it will automatically be included with your coverage by law.
If you have purchased UM coverage as part of your auto policy, you will need to contact your carrier and inform them of the collision, the fact that you were injured, and that the other driver did not have insurance. They will assign a claim representative to assist you with accessing your coverage. The claims representative will likely take steps to verify the uninsured status of the other at-fault driver, before processing your claim. Even though this is your own insurance company you’ll be dealing with, it is always a good idea to contact an experienced attorney before making the call to ensure your rights are protected.
Even if the other driver did have insurance coverage, you should check your policy to see if you have UIM coverage. This type of coverage will “fill in the gap” between the other driver’s coverage and the total amount of your damages, if there’s a difference. For example, let’s say your injury damages (medical expenses, lost wages, pain and suffering) from the collision total $100,000 and the other driver had $15,000 to cover bodily injuries. Let’s further assume you have $100,000 of UIM coverage in your own policy of insurance. You must first make a claim against the other driver’s insurance policy and collect the full $15,000. Then you must prove to your own claim representative that you collected the full amount of the other driver’s available insurance coverage.
This is usually accomplished by faxing them a copy of the check along with a copy of the other driver’s insurance declaration page showing they were only insured up to $15,000 and there was no other coverage. You may then work with your own claims representative to collect the remaining $85,000 from your UIM coverage to fully compensate you for your damages. Again, it is always a good idea to make sure you at least consult with an experienced attorney to protect your rights. Although they may tell you that you are in good hands or, that just like a good neighbor, they’ll be there, it’s not always the case.
The Importance of Seeing a Doctor After an Accident
After an accident, injuries might not present any obvious symptoms right away. Some can remain dormant for hours, or even days. Even if you feel fine, you must see a doctor as soon as possible to ensure that, if you are injured, your condition does not worsen. A doctor can assess your injuries, look for any symptoms you might have overlooked, and order necessary MRI or x-ray scans to rule out any major injuries. Serious issues, like traumatic brain injuries, internal damage, or whiplash injuries, can sometimes be undetectable to the untrained eye, which is why seeking a professional opinion is always the safest bet. Without treatment, some seemingly benign issues could become life-threatening.
Additionally, seeking immediate medical treatment will also begin a paper trail that will strengthen your personal injury claim. By showing your insurer, and the court, that you sought medical attention immediately after your crash, you can disprove any false claims from the other party.
Filing a Claim With the Insurance Company
After a car accident, you may receive a phone call from the at-fault party’s insurance company, sometimes only hours after the incident. In many cases, the insurance adjuster will quickly make an offer to settle the claim and, unfortunately, without understanding the full extent of your injuries, it is impossible to know for sure if the offer will cover the costs associated with the accident. To avoid accepting a low-ball offer, it is imperative to hire an attorney who can evaluate your case and provide a more accurate estimate for a settlement figure.
In the meantime, do not discuss your injuries or release your medical records to the insurance company until you and your attorney discuss your options. In some cases, it may be best to send a demand letter. Providing anything more than basic details, (such as when and where the accident occurred or which cars were involved), can potentially harm your claim.
To ensure you have legal representation from the get-go, we encourage you to reach out to our attorneys. We have ample experience handling cases just like yours, and we can provide you with the legal guidance and support you need during this difficult time.
What is the Statute of Limitations for Filing a Car Accident Claim in California?
Every state has a statute of limitations to dictate the amount of time a victim has to file a lawsuit against the at-fault party. In California, you must file a lawsuit in civil court within two years from the date of the accident. If you fail to bring your case to court within this timeframe, the court will not hear your case, unless there are exceptional circumstances. In other words, if you do not file a claim within the two-year statute of limitations, you will lose your right to compensation for your injuries.
DON'T WAIT TO GET HELP
Our Sacramento car accident injury lawyers have what it takes to effectively represent those who have been injured by negligence and wrongdoing. We have a passion for improving our clients’ lives, and we accomplish this by providing the highest quality legal representation inside and outside of the civil courtroom. But we don’t stop there. We take it a step further by providing each client with the dedicated and compassionate counsel they need during challenging times.
So, if you are ever in an auto accident, call 9-1-1 first, contact your insurance company, then call a Kershaw, Cook & Talley. A skilled attorney can alleviate the stressful process of dealing with the accident so you can focus on your recovery, and make sure we put forth the best case possible for you. We have secured compensation for thousands of injury victims. If you are ready to start your case, call our team of award-winning attorneys today.
If you were injured in a car accident caused by another party’s negligence, call Kershaw, Cook & Talley for a free, no-obligation consultation at (916) 520-6639.