Have you or a loved one been in a car accident? In this challenging time, you can find the personal attention and caring counsel you deserve at Kershaw, Cook & Talley, where we will listen to you, understand your concerns, and protect your interests.
Taking on a large insurance corporation or manufacturer is no easy feat. Our car accident lawyers in Sacramento have the experience, resources, and commitment to pursue the financial compensation you deserve, no matter the odds.
- Why Hire Our Firm?
- Over $1 billion recovered for the injured
- No legal fees unless we recover compensation for you
- Personal support every step of the way
- 100+ years of combined experience
- Award-winning, nationally recognized law firm
- Free consultation to discuss your case & options
Put 100+ Years of Combined Experience on Your Side
Our Sacramento car accident lawyers at Kershaw, Cook & Talley are backed by over 100 years of combined experience and are ready to fight for you. We understand how overwhelming sustaining an injury can be on you and your loved ones. That is why we give each case the personalized attention and dedication it deserves. Through our years in practice, we have recovered hundreds of millions of dollars in verdicts and settlements for the injured. To us, this figure represents far more than money – it represents changed lives and improved futures for those who need it most.
When you come to our firm, you will have our heartfelt promise to deliver the best possible result in your unique case.
- In many cases, we can help our clients recover compensation for:
- Hospital, medication & therapy bills
- Lost income & earning capacity
- Pain and suffering
- Punitive damages (esp. in drunk driving cases)
How Can a Car Accident Lawyer Help You?
More often than not, our clients call us seeking help months after they were involved in an accident. When we ask why they waited to call us, the story is typically the same; the process became too complicated, the insurance companies were beginning to act unfairly, or the other party to the accident started changing their story. This passage of time occurs frequently and can pose many challenges for your potential case.
The passage of time also causes problems if you were injured as a result of your accident. It is difficult to remember exactly how you felt after the incident, the course of your medical treatment, and the severity of your pain. Calling an attorney early after an accident allows us to walk you through the entire process and ensure all of the relevant evidence is preserved in order to put your best case forward.
If you retain an attorney, it does not automatically mean your case will go to trial. Attorneys can be incredibly helpful in dealing with difficult insurance adjusters and the other party in the case. They can also coordinate any medical treatment and investigation regarding the accident. Generally, these cases settle out of court. However, if it becomes necessary for your case to go to trial, our firm has the experience to fight for you.
- Cases We Handle:
- Drunk driving accidents
- Uber & Lyft accidents
- Uninsured motorist claims
- Motorcycle accidents
- Truck accidents
- Bicycle accidents
- Pedestrian accidents
What to Do After a Car Accident
Most people are usually shaken up and unsure of their next steps after getting into an accident. Your mind is racing with thoughts like, "Am I hurt?" "Are my children are safe?" "Do we need to move off the road?", and, "I really hope that other person has insurance." With so many thoughts, it can be difficult to know who to turn to for help. Our experienced car crash attorneys in Sacramento are ready to take your call.
- Make sure no one is hurt: If someone sustains a serious injury, call 9-1-1. In the case of an emergency, seek immediate medical attention. Even if your symptoms appear minor, it is still important to be examined by a doctor.
- File a report of the collision as soon as possible: Gather important information at the scene of the accident, including the time and location where the accident happened, driver's license numbers, license plate numbers, insurance information, and the names, address and phone numbers of anyone involved in the accident, including witnesses. You should also take pictures of the damage if possible.
- Write down what happened: If you recall, write down the details of the accident as honestly and accurately as you can.
- Do not speak with the insurance company: The at-fault party’s insurance company will call you after the accident. Before talking to an insurance company, contact an attorney first to discuss your legal rights. You do not want to make admissions of fault or liability to the other party. In addition, do not agree to any recorded statements or conversations with the insurance company.
- Keep all accident-related records: Keep copies of any expenditure that is related to the accident.
The Importance of Seeing a Doctor After an Accident
After an accident, injuries might not present any obvious symptoms right away. Some can remain dormant for hours, or even days. Even if you feel fine, you must see a doctor as soon as possible to ensure that, if you are injured, your condition does not worsen. A doctor can assess your injuries, look for any symptoms you might have overlooked, and order necessary MRI or x-ray scans to rule out any major injuries.
Serious issues, like traumatic brain injuries, internal damage, or whiplash injuries, can sometimes be undetectable to the untrained eye, which is why seeking a professional opinion is always the safest bet. Without treatment, some seemingly benign issues could become life-threatening.
Additionally, seeking immediate medical treatment will also begin a paper trail that will strengthen your personal injury claim. By showing your insurer, and the court, that you sought medical attention immediately after your crash, you can disprove any false claims from the other party.
Dealing with the Insurance Company After a Car Accident
After a car accident, you may receive a phone call from the at-fault party’s insurance company, sometimes only hours after the incident. In many cases, the insurance adjuster will quickly make an offer to settle the claim and, unfortunately, without understanding the full extent of your injuries, it is impossible to know for sure if the offer will cover the costs associated with the accident. To avoid accepting a low-ball offer, it is imperative that you hire an experienced auto accident attorney who can evaluate your case and provide a more accurate estimate for a settlement figure.
In the meantime, do not discuss your injuries or release your medical records to the insurance company until you and your attorney discuss your options. In some cases, it may be best to send a demand letter. Providing anything more than basic details, (such as when and where the accident occurred or which cars were involved), can potentially harm your claim. To ensure you have legal representation from the get-go, we encourage you to reach out to our attorneys. We have ample experience handling cases just like yours, and we can provide you with the legal guidance and support you need.
How Long Do I Have to File a Car Accident Claim in California?
Every state has a statute of limitations to dictate the amount of time a victim has to file a lawsuit against the at-fault party. In California, you must file a lawsuit within two years of the date of the accident. If you fail to bring your case within this timeframe, the court will not hear your case, unless there are exceptional circumstances. In other words, if you do not file a claim within two years, you could lose your right to compensation.
Car Accidents Involving Uninsured Motorists
The Insurance Research Council (IRC) estimates that 1 driver out of every 7 drivers in the United States is uninsured. If you are involved in a collision with an uninsured driver, your ability to recover your property and injury damages will largely depend on how well you have protected yourself through your own policy of insurance.
In California, the type of insurance coverage you will need to protect yourself should you become injured in a collision with an uninsured driver is known as UM/UIM coverage. That is, Uninsured Motorist/Under-Insured Motorist coverage. Your insurance company must offer you this coverage and if you choose not to buy it, you must sign a waiver. If you didn’t sign a waiver, it will automatically be included with your coverage by law.
If you have purchased UM coverage as part of your auto policy, you will need to contact your carrier and inform them of the collision, the fact that you were injured, and that the other driver did not have insurance. They will assign a claim representative to assist you with accessing your coverage. The claims representative will likely take steps to verify the uninsured status of the other at-fault driver, before processing your claim. Even though this is your own insurance company you’ll be dealing with, it is always a good idea to contact an experienced attorney before making the call to ensure your rights are protected.
Even if the other driver did have insurance coverage, you should check your policy to see if you have UIM coverage. This type of coverage will “fill in the gap” between the other driver’s coverage and the total amount of your damages, if there’s a difference. For example, let’s say your injury damages (medical expenses, lost wages, pain and suffering) from the collision total $100,000 and the other driver had $15,000 to cover bodily injuries. Let’s further assume you have $100,000 of UIM coverage in your own policy of insurance. You must first make a claim against the other driver’s insurance policy and collect the full $15,000. Then you must prove to your own claim representative that you collected the full amount of the other driver’s available insurance coverage.
This is usually accomplished by faxing them a copy of the check along with a copy of the other driver’s insurance declaration page showing they were only insured up to $15,000 and there was no other coverage. You may then work with your own claims representative to collect the remaining $85,000 from your UIM coverage to fully compensate you for your damages. Again, it is always a good idea to make sure you at least consult with an experienced attorney to protect your rights. Although they may tell you that you are in good hands or, that just like a good neighbor, they’ll be there, it’s not always the case.
Call Kershaw, Cook & Talley for Your Free Consultation
Our Sacramento car accident attorneys have what it takes to effectively represent those who have been injured by negligence and wrongdoing. We have a passion for improving our clients’ lives, and we accomplish this by providing the highest quality legal representation inside and outside of the civil courtroom. But we don’t stop there. We take it a step further by providing each client with the dedicated and compassionate counsel they need.
So, if you are ever in an auto accident, call 9-1-1 first, contact your insurance company, then call a Kershaw, Cook & Talley. A skilled attorney can alleviate the stressful process of dealing with the accident so you can focus on your recovery, and make sure we put forth the best case possible for you. We have secured compensation for thousands of injury victims. If you are ready to start your case, call our team of award-winning attorneys today.
If you were injured in a car accident caused by another party’s negligence, call our Sacramento auto accident lawyers at Kershaw, Cook & Talley for a free, no-obligation consultation at (916) 520-6639.